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Showing posts with the label real estate agent nc

Are you self-employed? Mortgage loan approval just got easier for you...

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In the recent past, self-employed individuals had a difficult time getting approved for home loans. It was labor intensive, expensive and time consuming to gather all the information needed and get approved for a home loan when you were self-employed. Since it took more time and was more expensive, may lenders would not even give those types of loans a chance. But now, thanks to Fannie Mae and Freddie Mac, the process has been streamlined due to their new automated underwriting technology. The new technology allows the paperwork to be processed quicker and more accurately. Even small banks can now consider lending to the self-employed. For more detailed information. you can CLICK HERE. Regal Crest Luxury Homes Broker: Amy Sossamon 919.671.1479 More helpful real estate articles: Now is the time to purchase a premium or luxury home  April is the best month to list your home Top 5 family friendly cities in the United States

Listing your home: Photo tips

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The pictures used when you list your home are the first impression potential buyers have of your home and they can make or break your sale. Unfortunately, this happens all too often. If you are not a photographer, reach out to your Realtor for help. A couple of helpful home photography tips: Always take pictures of the ENTIRE room. Make sure lighting is bright enough. Take pictures with lighting behind you if possible. Always include pictures of the front yard, back yard, front of the house and back of the house. Extra pictures of the kitchen are always good.  Pick up all clutter before taking a single picture. These tips are definitely helpful, but having a skilled photographer is your best option...whether it be your Realtor or a hired professional. Ready to sell your home or buy a new home? Reach out to Amy Sossamon with Regal Crest Luxury Homes, 919.671.1479 More from Regal Crest Luxury Homes:  We all love a pretty kitchen Countertops: What is ...

We all love a pretty kitchen...

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Ever hear the phrase, "When the kitchen is clean, the whole house looks clean?" Maybe you have and maybe you haven't but it definitely rings true. The kitchen is the heart of most homes. We cook in there, eat in there, grab our midnight snacks from there. A lot of the time, the family gathers in there to talk, eat, snack, drink...you get my point. So, when selling a luxury home, the kitchen need to be clean and up to date. Old 1980 counter tops? Replace with a luxurious granite. Retro pain from the 70's? Paint with a light, creamy, neutral color. Chipped and scratched wood floors, try replacing or having them professionally buffed and shined. If your appliances are old or do not match, replace with a new set. By adhering to these few steps, your kitchen will be appealing to potential buyers...and if you are purchasing a new home, keep these things in mind during your house hunting. An honest Realtor is top priority when buying or selling a home. Allow ...

Countertops: What is trending?

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houzz.co.uk Granite countertops are still the "in" thing. However, the coloring of said granite is changing. The new granite color trends are solid colors and veined granite. Veined granite resembles the look of marble. For example: If you have white cabinets, the new trend would be white countertops with a grey vein running through it or black countertops with a white vein running through. Brown cabinets? No problem! Check out a white granite countertop with a brown vein running through it. More from Regal Crest Luxury Homes: 3 tips to sell your luxury home  Best dates to sell your luxury home Young adults: staying home or moving out?

Ready to sell your luxury home? Check out the best dates to sell....

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Summer is the best time to put your home on the market. Studies have shown that in addition to vacationing during the summer months, home buyers are more likely to move during these months as well. There are actually a few dates to keep in mind: 1st week of April May 24 and 31 June 20, 21 and 28 May, June and July are the ideal months to list your home for sale. By listing your home during these months, you can easily sell your home quicker and receive the most money for your home. Statistics for this blog post were taken from Realtor Magazine.  Call Amy Sossamon to sell your home today! 919.671.1479 More from Regal Crest Luxury Homes: Tips for selling a luxury home  Ready to be a landlord? Bringing luxury to multifamily living

Tips for selling a luxury home

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If you are getting ready to put your luxury home on the market, first, contact Amy Sossamon with Regal Crest Luxury Homes , 919.671.1479! She has experience within the luxury market and will steer you through the entire process.  Then, read these tips: 1. Bring in staging Hire a professional staging company to get your home buyer ready! 2. Set your selling price Set your price within the comps of your entire area...not just your neighborhood. Keep in mind people who are going to look at your home are looking in your entire area, not just your neighborhood. 3. Photos, photos, photos Make sure your photos look professional....even if they are not. Photographing snippets of a room or certain objects in a room will not make the cut. Lighting is important as is getting a view of the entire space within each photo. 4. Add bonuses for the buyer Offer to leave the washer and drier or if the potential buyer mentions they love your curtains, offer to include them in the sal...

Bringing luxury to multifamily living...

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Seattle magazine: click to view article High end town homes, condos and apartments are appealing to renters and buyers right now. Several luxury amenities that renters and buyers are looking for according to Realtor Magazine: 1. Outdoor living space Community areas that include: comfy seating, gardens, televisions and fire pits. These areas promote socialization, offer a change of scenery and create space for entertaining. 2. Alternative transportation options From bicycle storage and repair stations, to car rental services, sustainable commuting options are important within the luxury market. 3. Connectivity Some multifamily facilities are opting to offer internet cafe's and some even offer espresso bars! These work great for residents who would like to work, socialize and fuel up. If you are interested in moving to the Raleigh area, contact Broker: Amy Sossamon - 919.671.1479 Regal Crest Luxury Homes More from Regal Crest Luxury Homes: 10 most expensive ...

10 most expensive places to live in North Carolina...

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Are you moving to North Carolina from another state or moving within the state to another city? Here you will find the top 10 most expensive cities in NC:     Boone     Elon     Kill Devil Hills     Woodfin     Wilmington     Carolina Beach     Asheville     Morehead City     Carrboro     Marvin HomeSnacks website for more information on the top 10 most expensive places to live in NC... Moving to the Raleigh area? Call Broker, Amy Sossamon 919.671.1479 Regal Crest Luxury Homes Need more reasons to move to the Raleigh, NC area? NC: Best state for business in US NC: Education...where do we rank? NC: Top 5 family friendly cities in the US

Young adults: Are they staying home or moving out?

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This is a loaded question, according to a study conducted by National Association of REALTORS,  more young adults are choosing to stay home rather than moving out into their own place. The result of this are multi-generational households, which would cause homeowners to stay in larger homes as opposed to downsizing or even upgrade to a larger house. A study conducted by Magnify Money indicated that there are several cities where young adults are least likely to live with their parents. These cities are: Minneapolis Seattle Denver Indianapolis Kansas City, Mo. Raleigh, N.C. Ready to move to the Raleigh, NC area or upgrade to a larger home? Regal Crest Luxury Homes Amy Sossamon - 919.671.1479 Are you self-employed? Mortgage approval just got easier...

Is now the best time to buy a premium or luxury home?

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A premium home is typically a home that is priced in the top 25% of the price range for your area. A luxury home, is typically a home that cost 1 million dollars or more, according to, Keeping Matters Current.  The term, "luxury" means different things to different people. To you, it may mean a large home filled with upgrades, to another it may be a home with acres of land. To another, it may be a penthouse in the sky! Whatever your idea is of a premium home, luxury home, or dream home, know what you like and your Realtor can find you exactly what you are searching for. So, to answer the question in the title of this post... Is now the best time to buy a premium or luxury home...Yes! The market is still swinging on the side of the buyer, so now is a great time to upgrade and buy. Luxury Market Report Broker / Realtor - Amy Sossamon - 919.671.1479 Regal Crest Luxury Homes More about North Carolina: Where does NC rank as far as best for business? Educati...

Taking a look at the Alpha generation and Millennial generation: buying or renting?

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Just for fun today, let's start by taking a look at the names of our generations and the years that they were born: (these are approximate) Xennials were born between 1975 and 1985 Millennials also know as: Generation Y and Gen Next  were born between 1980 and 1994 iGen / Gen Z were born between 1995 and 2012 Gen Alpha started in 2013 and will carry through to 2025 Interesting Engineering wrote an article explaining in more detail about the Alpha generation. This generation are the "Children of the Millennials" and are the most advanced as far as technology. They are not afraid of it and are savvy when it comes to it. Looking at the Millennial generation, according to Bankrate , this generation has a higher number of college graduates, but are less likely to own a home.  The percentage of home ownership for this generation is 8% less than generations prior. More articles: Education in NC, where do we rank? Home mortgage interest rates: rising...

Top 5 family friendly cities in the US

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Photo: WRAL (click pic for link) Homes.com did research and found that Raleigh, NC is in the top 5 cities that are family friendly. What was taken into consideration: Schools Parks Cost of Living Safety Child Care and Commute Raleigh scored #2 on the list that included all 50 states. Here are the top 5: Virginia Beach, VA Raleigh, NC Charlotte, NC Tampa, FL Louisville, KY Raleigh scored 44.25 out of 50.  If you are interested in moving to the Raleigh or surrounding areas, call Realtor: Amy Sossamon: 919.671.1479

Home mortgage interest rates: are they climbing or declining?

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WS Chronicle According to Bankrate, the interest rates have recently fallen to 4.49% for a 30 year fixed loan. One year ago, the interest rate for a 30 year fixed mortgage was 4.54%. With the current rate, you will pay about $506 a month per every $100,000 on the loan. A 15 year mortgage fell to a low 3.83%. Other mortgage rates that fell are the 5/1 adjustable  rate mortgage (4.15%) and the 30 year fixed rate jumbo mortgage (4.43%). For more information, you can visit Bankrate.  Need help finding the perfect home to take advantage of the low interest rates? Realtor: Amy Sossamon: 919.671.1479 Regal Crest Luxury Homes

What is a Home Equity Conversion Mortgage, HECM?

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A reverse mortgage is a financing option provided to individuals 62 years of age or older. The program makes it easier for retirees to purchase a new primary home. If you qualify for the HECM for purchase loan, you will not have a monthly mortgage payment. This type of loan works by allowing the borrower to convert equity in the home into income or a line of credit. Take a look at this video for more details: For additional questions and/or to see if you qualify: Ron Heath, HECM specialist New Homes and communities in the Raleigh area How does NC rank in its economy compared to other states? Will 2019 be a buyers or sellers market? Reach out to Amy Sossamon for your Real Estate needs, 919.671.1479 www.regalcrestluxuryhomes.com

New homes and upcoming communities in the Raleigh area...

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Moorelands Manor Regal Crest Luxury Homes specializes in homes $500,000.00 and above as well as land development. In this article, we will look at 3 new and/or upcoming communities in the Raleigh are that fall under these perimeters. Governors Club i s located in Chapel Hill. Right now, they are offering 3 pieces of land that are ready to build, and 6 new homes. Moorelands Manor is offering a brand new section to its community in Raleigh. The new section starts pricing at $900,000.00. Lastly, Honeycutt Farm is coming soon to the Holy Springs area. Though the pricing is not black and white on the website, the amenities center looks beautiful and the homes look like they are filled to the brim with upgrades. Definitely a community worth looking into. If any of the above communities look appealing to you or if you would like to see more options, give Amy Sossamon a call. 919.671.1479 Other articles of interest: How does NC rank with its economy compared to other states? ...

Is it a buyers market or sellers market for 2019?

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There seems to be a difference of opinion pertaining to 2019 being a buyers market or a sellers market. Let me explain: In an article written by Investors Business Daily , there are conflicting opinions stated. Realtor.com suggests that the next 12 months will pose challenging for potential homebuyers and sellers.  On the other side, you have chief economist of the Mortgage Bankers Association, sharing that there are reasons to be positive about the housing market over the the upcoming year.  "I think next year will be closer to a balanced market for buyers, and because of the strong job market, and because you have a lot of millennial buyers entering the market, you'll see a pickup in home sales through 2019 relative to 2018," -Mike Fratantoni  To view the article in its entirety: click here Ultimately, the decision lies with the buyer or seller. A key component is to hire a trusted Real Estate agent to assist you with your sell or purchase.  Call Amy S...