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Are you self-employed? Mortgage loan approval just got easier for you...

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In the recent past, self-employed individuals had a difficult time getting approved for home loans. It was labor intensive, expensive and time consuming to gather all the information needed and get approved for a home loan when you were self-employed. Since it took more time and was more expensive, may lenders would not even give those types of loans a chance. But now, thanks to Fannie Mae and Freddie Mac, the process has been streamlined due to their new automated underwriting technology. The new technology allows the paperwork to be processed quicker and more accurately. Even small banks can now consider lending to the self-employed. For more detailed information. you can CLICK HERE. Regal Crest Luxury Homes Broker: Amy Sossamon 919.671.1479 More helpful real estate articles: Now is the time to purchase a premium or luxury home  April is the best month to list your home Top 5 family friendly cities in the United States

What men may want in a luxury home

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Men and women often have different priorities when it come to a luxury home. Most women find an upgraded kitchen and wood floors of great importance...maybe a double oven and vegetable sink. Now, there are men who cook so I am not saying these upgrades would not be important to a man. Let's take a look at some of these upgrades that men might love to have in their home: An our door cooking area This area may include a top of the line grill, and smoker all built into a stone surround. A basketball court or golfing green These are easily added outdoors, but can be created within the home as well. A wine cellar This could be an entire room dedicated to wine, bar included! An extended garage For the car collector and 4 to 6 car garage may be on the list. A movie theater With stadium seating, projector and popcorn machine. Ready to find the luxury home of your dreams? Call Amy Sossamon, 919.671.1479 More from Regal Crest Luxury Homes: Summertime home decoratin

Summertime home decorating ideas

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There are certain things we can do to take advantage of the warmer months indoors. Try out these summertime home decorating ideas: Bring the outdoors in. Freshly cut flowers make a beautiful addition to any table. Choose a brightly colored vase to display your flowery finds. Add pops of summertime colors throughout the house. Add brightly colored dish towels in the kitchen, towels in the bathroom and pillows and blankets in the living area and bedroom. Add touches of summertime. Hang your pool hat or beach bag out in the open for all to see! More from Regal Crest Luxury Homes: Home organizing tips Is too much of one interior color a bad thing? Listing your home: Photo tips

Home organizing tips: Guest post by Jackie Waters

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Want to Tidy Up Your Home? Ditch the Experts and Use These Tips Instead Social media seems to be abuzz with expert tips on changing your life by tidying up. But the truth is, you don’t need an expert to keep your home clean and organized. All you need are these super simple tricks, and you can declutter problem areas in your home on your own.          Organize Your Bathroom with a Few Basic Steps Your bathroom is a major multi-tasking space; it’s where you get ready to face the day and where you relax after your day is done. So, cleaning and tidying this space should be your first task. One of the most difficult areas to keep clean in the bathroom is the floor, so make your life easier by investing in a tile-friendly vacuum cleaner (quality models are available online for $69.99 ). Read through online reviews and buyer’s guides before you purchase one so you can ensure you are spending your money wisely. Getting things off the floor should be a priority, but it

Is too much of one interior color a bad thing?

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Photo: Rooms To Go (click for link) There is a simple answer to the question proposed in the title of this post: YES! Let's say you love the color gray. You pain your walls gray, order gray colored furniture for the living room, ad bring in gray accent rugs all through the house. All this would be fine, as long as you add in some accent colors. For example, you paint your kitchen cabinets gray to match your gray speckled granite countertops. Add white trim and a white back splash. If you paint your walls gray, add pale yellow accents to your room with pillows and rugs. Too much of any one thing can easily become too much. Be sure to break up the one color with accent colors and you will be okay! Ready to buy or sell a luxury home: Call Amy Sossamon, 919.671.1479 More from Regal Crest Luxury Homes: 15 year mortgage versus 30 year mortgage  Neon interior colors: In or out? We all love a pretty kitchen

15 year mortgage verses 30 year mortgage

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Which is better for you, a 15 year mortgage or a 30 year mortgage? Let's take a look at the differences to help you decide: If I asked you if you would like to pay off your home in 15 years as opposed to 30 years, chances are your answer would be a firm, "Yes".  30 year loans are the most popular. The benefit of a 30 year loan is a lesser monthly house payment. On the other hand, you are paying more interest on the home. On a 15 year mortgage, your monthly payments are higher but you pay less interest over the duration of the home loan. Equity in the home increases quicker on a 15 year mortgage. My advice to you would be to get pricing for both loans, a 15 year and a 30 year and see if the 15 year falls into your monthly budget. More from Regal Crest Luxury Homes: Calling all first time luxury home buyers Listing your home: Photo tips We all love a pretty kitchen

Calling all first time luxury home buyers...

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If this is your first time buying a luxury home, or maybe it's not, but you need a refresher, here are some key points to keep in mind: First, be sure to work with a Realtor that knows about the luxury home market. Amy Sossamon, with Regal Crest Luxury Homes , is the one for you if you live in Raleigh, NC and surrounding areas! Second, make a list of all the things you are looking for and not looking for in your new luxury home. Stick to your list and do not allow additional bells and whistles to sway you another way. Stick to your guns! There is no sense in paying for something you will never use later. Thirdly, never go by online pictures alone. Make sure you see the house in person! No matter how far you may have to travel, go and see the home. Lastly, do your research! Check on the locations, resale value and by all means, have the home inspected. Amy Sossamon: 919.671.1479  with Regal Crest Luxury Homes More from Regal Crest Luxury Homes: Neon interiors: